CM Kisan Yojana 2025: 80 Lakh Farmers to Receive 12,000 EMI Option Available Check Full Details and How to Apply

In a major move to boost the income of India’s farmers, the government has launched the CM Kisan Yojana 2025, under which over 80 lakh farmers across the state will receive 12,000 per year as financial support. What makes this scheme even more farmer-friendly is the introduction of an EMI (Easy Monthly Installment) option, allowing farmers to manage funds efficiently for seeds, fertilizers, and other farming essentials.

This initiative is part of the government’s larger mission to empower farmers and make agriculture more profitable and sustainable. Here’s a complete breakdown of what the scheme is, who can apply, and how farmers can benefit from it.

What Is the CM Kisan Yojana 2025?

The CM Kisan Yojana 2025 (Chief Minister Kisan Yojana) is a state-level farmer welfare scheme aimed at providing direct financial assistance to small and marginal farmers. Under this program, eligible farmers will receive 12,000 per year, either in lump sum or through flexible EMI options.

This scheme is designed to complement the central government’s PM Kisan Samman Nidhi Yojana, which offers 6,000 per year. Together, both schemes could give farmers up to ₹18,000 annually, strengthening their economic stability and productivity.

CM Kisan Yojana 2025

Feature	Details
Scheme Name	CM Kisan Yojana 2025
Launched By	State Government (Chief Minister’s Office)
Beneficiaries	Small and Marginal Farmers
Financial Support	12,000 per year
Payment Mode	Direct Bank Transfer (DBT)
EMI Option	Available
Total Beneficiaries	Around 80 lakh farmers
Application Mode	Online and Offline
Official Website	To be announced (check your state’s .gov.in portal)

Why the CM Kisan Yojana Matters

Indian farmers are the backbone of the economy, yet many continue to struggle with rising agricultural costs, low crop prices, and irregular income. The CM Kisan Yojana 2025 has been designed to:

• Provide financial stability through direct income support.
• Encourage investment in seeds, fertilizers, and equipment.
• Reduce dependence on loans and moneylenders.
• Boost agricultural productivity and improve livelihoods.

The EMI option allows farmers to receive funds in smaller, manageable installments rather than a one-time amount. This helps them plan their seasonal expenses effectively throughout the year.

Eligibility Criteria for CM Kisan Yojana 2025

To benefit from the CM Kisan Yojana, applicants must meet the following conditions:

1. Must be a resident farmer of the respective state.
2. Should own agricultural land registered in their name.
3. Must belong to the small or marginal farmer category.
4. Should have an active bank account linked with Aadhaar.
5. The applicant should not be an income-tax payer or government employee.

Farmers who are already receiving benefits from the PM Kisan Yojana can still apply for this state scheme, provided they meet the state’s eligibility rules.

Documents Required

Keep these documents ready before applying:

• Aadhaar Card
• Bank Passbook (for DBT transfer)
• Land Ownership Certificate / Khasra-Khatauni
• Income Certificate
• Domicile Proof
• Mobile Number
• Passport-sized Photo

How to Apply for CM Kisan Yojana 2025 (Online Process)

Applying for the CM Kisan Yojana is simple and can be done online. Here’s how:

1. Visit the official website of your state’s Agriculture or Farmer Welfare Department.
   1. Example portals:
      1. upagripardarshi.gov.in (Uttar Pradesh)
      1. mpkrishi.mp.gov.in (Madhya Pradesh)
      1. agricoop.rajasthan.gov.in (Rajasthan)
2. Click on “CM Kisan Yojana 2025 – Apply Online”.
3. Fill in your personal details, land information, and bank account number.
4. Upload your required documents.
5. Click Submit and note your application reference number.

You can later check your application status using this number on the same website.

Offline Application Process

For farmers who do not have internet access, the government has set up offline application centers at:

• Local CSC (Common Service Centers),
• Tehsil offices, and
• District Agriculture Offices.

Farmers can collect the form, fill it manually, attach the required documents, and submit it to the nearest office. Officials will verify the application and approve eligible beneficiaries.

Payment Process and EMI Option

Once the application is approved, the funds will be directly transferred to the farmer’s bank account through the Direct Benefit Transfer (DBT) system.

Farmers can choose between two options:

1. Lump Sum Payment: 12,000 per year in a single installment.
2. EMI Option: 1,000 per month, credited directly to the farmer’s account.

This flexibility ensures that farmers can manage their seasonal expenses more effectively — such as purchasing seeds before sowing, paying for irrigation, or buying fertilizers mid-season.

How to Check CM Kisan Yojana Beneficiary Status

Farmers can check whether their name is included in the beneficiary list by following these steps:

1. Visit the official state agriculture department website.
2. Click on “CM Kisan Beneficiary List 2025”.
3. Enter your Aadhaar number or registered mobile number.
4. The system will display your application and payment status.

Benefits of the CM Kisan Yojana 2025

1. Direct Cash Support: ₹12,000 annually for small and marginal farmers.
2. Flexible EMI Option: Helps with easy fund management.
3. Transparency: Direct bank transfer eliminates middlemen.
4. Empowerment: Encourages self-reliant and modern agriculture.
5. Dual Support: Works alongside PM Kisan for higher benefits.
6. Digital Tracking: Farmers can easily check payment status online.

Beware of Fake Links

Farmers should only apply through official government websites ending with “.gov.in” or “.nic.in”.
There are many fake portals and YouTube videos claiming to offer registration for a fee — these are scams.
The CM Kisan Yojana 2025 is completely free, and no payment is required for application or processing.

Important Dates (Tentative)

• Online Application Start Date: January 2025
• Last Date for Application: March 2025
• First Payment Release: April 2025

(Exact dates may vary by state; always verify from your official state agriculture department.)

Conclusion

The CM Kisan Yojana 2025 is a major step toward improving the lives of India’s farmers. With an annual assistance of 12,000 and the convenience of an EMI payment system, the scheme ensures farmers have steady financial support throughout the year.

It’s not just about money — it’s about respect, empowerment, and sustainability for those who feed the nation.

If you are a farmer who meets the eligibility criteria, don’t wait — visit your state’s official agriculture department website and apply for the CM Kisan Yojana 2025 today.